There are many parents who are juggling with work, family, activities and that small thing called meals. As much as one would like to hire a chef and personal assistant you can't always do so...if it's not in the budget. For those of you who live in the REAL WORLD it's important to create a plan with your meals while stretching your money.
December 29, 2011
It's no secret that African Americans is the largest group of consumers while being classified as the minority. Unfortunately, the dollars are not spend in the African American community.
December 22, 2011
After years without a job, underemployment and living from one family member to the next, some consumers are Holiday shopping for the first time in years.
July 4, 2011
Secrets can either strengthen or break a relationship. Either way, many couples are engaging in financial infidelity where someone hides his or her purchases.
May 26, 2011
As the summer quickly approach many are thinking about their beauty regimen to get ready for the beach, social life and "natural" glowing skin. You want to be beautiful without breaking your budget and emptying your pockets.
May 25, 2011
Why are you putting more thought into your wardrobe than your retirement plan? Knowing when to sacrifice for your needs instead of wants is a recipe for financial success. Most neighbors aren't "the millionaire next door". Retailers are known for targeting female consumers.
March 28, 2011
Department stores are creative and innovative in marketing to new clients. It seems that someone on the team of Abercrombie & Fitch decided to target the self-esteem of little girls. As if parents didn’t have enough to think about. The department store is selling padded bikini bras to girls seven years and older. What would… [Read more…]
March 16, 2011
Women are such nurturing people. Women take care of the household, workplace and community. They are the last on the totem pole for taking care of one’s needs. During March Women’s Month it’s time to discuss how to move forward and empower. It’s important to know the way you handle one situation is the way you… [Read more…]
February 15, 2011
I’ve said it over and over again. People base their actions on emotions. Think about a time when you were shopping and intended to pick up a few items, but left the store with more bags than imagined. Customers purchase spontaneous items because it makes them feel good about themselves. This occurs once they enter… [Read more…]
February 11, 2011
Reported by Bahiyah Shabazz, MBA I am almost positive that everyone knows someone who tries to “keep up with the Jones”. Let’s look at Jennifer who clearly lives outside her means. On the outside, she has a beautiful home, new Mercedes-Benz, and a wardrobe to match her attitude. She makes an annual income of $95,000.00.… [Read more…]
January 28, 2011
Reported by Bahiyah Shabazz, MBA Many have been coined a self-proclaimed shopaholic. The feeling of purchasing a scarf, pair of earrings or vehicle sends a rush through your veins. It’s like an addiction that you don’t have a cure for. This addiction is taking over your financial responsibilities. There are times when individuals opt to… [Read more…]
December 9, 2010
Reported by Bahiyah Shabazz, MBA “A shoestring budget refers to a very limited or small amount of money to spend on something. Shoestring budgets can relate to anything such as a budget for travel, an event or even a lifestyle.”~ Wise Geek Shoestring budget has always been known to have a negative connotation. According to some sources, it began in a… [Read more…]
November 29, 2010
Reported by Bahiyah Shabazz, MBA There’s an undebatable argument that most stores did well on Black Friday. Saturday, November 27 was even declared Small Business Day in support of the “Mom-n-Pop” stores who are routinely overlooked. The disbelief of the consumers tell a different story than the numbers. There were storms of individuals and groups who… [Read more…]
November 26, 2010
Reported by Bahiyah Shabazz, MBA Economists have been watching the numbers since before the Great Recession. The graph looks live a Six Flags roller coaster with a yellow traffic light…proceed with caution. Consumers have been reluctant to spend money in fear of what tomorrow will bring. The day after Thanksgiving is a shopping Olympics for many. Everyone wants the… [Read more…]
October 21, 2010
Reported by Bahiyah Shabazz, MBA From the time you signed your name on the dotted line, you were waiting for the last payment coupon. Other than acknowledging your monthly payment, you knew that it would take five years to pay off that Ford Mustang. Each month become harder since there were many things you had… [Read more…]
July 17, 2010
Reported by Bahiyah Shabazz, MBA It’s the middle of the week and you have time to kill in between appointments. Since, time management is your middle name you’ve accomplished everything on your “to do” list. You decide to go window shopping to view the latest styles and possibly TRY on a few items. Upon arriving… [Read more…]
July 17, 2010
Reported by Bahiyah Shabazz, MBA You don’t have to spend your savings to look like a star. Today, many stars are matching inexpensive pieces with name brand items. It’s ‘fabulous & money savvy’ to be aware of your finances. It’s also prudent to not define yourself by material items no matter how much your net… [Read more…]
May 16, 2012
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