Saving and following a plan is a mental behavior. You can easily put your loose change into your savings account (physical), but you have to make the decision to allow the monies to accumulate (mental).
October 18, 2011
As the economy continues to take a turn downward and more companies are cutting cost, many bankers are being rewarded for all their "hard work". A simple pat on the back isn't acceptable when it comes to meeting numbers. Some of the same banks who cry for bailouts and hand holding from the government are paying out bonuses.
October 5, 2011
Due to the economic crisis many are discouraged with investing for their future. Wouldn't you want to know that you could retire comfortably? Don't you want to live independent of your children. You must take control of your finances today, not tomorrow. In fact, this is the time to invest for several reasons.
October 3, 2011
Since this is National Financial Planning week we will discuss pertinent topics that will allow you to have a well thought out plan to schedule an appointment with your financial planner. Most people feel that they aren't in need of assistance either because it can be done by yourself or you don't have enough money. Both aren't true.
September 29, 2011
The health care laws will offer insurance to more than 30 million people, by expanding Medicaid, which will provide federal agencies to help lower and middle income households buy private coverage. More importantly, denying coverage based on pre-existing conditions will no longer exist.
September 28, 2011
More times than often entrepreneurs hesitate when it comes to knowing their worth. This profound statement involves self-awareness and what to charge their client.
September 27, 2011
There are many who have worked extremely hard to escape the life of poverty. While others have lost the salary, benefits and security of employment. One of the things both described have in common: The new face of poverty.
September 26, 2011
September is the month for you to ask as many questions as possible as well as inquire about your child's 529 College Savings Plan. While you're getting your financial house in order take the time to invest in your child's education. A little bit can go a long way.
September 22, 2011
In order to have financial success you must begin to realize and understand your potential. Most who are trapped in debt are so because they believe that there's no way out.
September 21, 2011
It doesn't matter the combination when it comes to taking care of business and making ends meet. There are many parents who share joint custody, but the children primarily lives with either one or the other. For most, the primary custody belongs to the mother.
September 20, 2011
Americans are fearful about the economy, lack of savings and unstable financial security. Now more than ever, households are having conversations about their employment. Today, the options aren't available as they were in the beginning of the decade.
September 19, 2011
Most children dream of growing up to become famous "ball players" and emulate their favorite sports figure. Unfortunately, no one ever discusses the life after the fame. Too often we are reading about athletes making the wrong, if not at all, financial decisions. Once the fame is gone, so is the paycheck.
September 15, 2011
There's no reason why anyone should walk around with financial burden. It doesn't matter how much bling, bling you have, the biggest house you rent or the baddest car you lease. You're in debt and you're not being honest with yourself.
September 14, 2011
Moonlighting has new appeal for people who can't make it on one salary, or who don't want to trust their fate to one employer and desire the security of multiple income streams.
September 13, 2011
The middle class is most affected by this tragedy. The adjustment in unemployment, higher tax rate and not quite "poor enough" for assistance has allowed for a gloomy situation. As more households are suffering and attempting to figure out how to make ends meet, millionaires such as Warren Buffet are yelling for higher taxes for the rich.
September 12, 2011
Who said that Corporate America is steady and guaranteed? Certainly not the 30,000 employees of BofA who didn't expect a quick downward spiral in the company. It's true that the economy is unstable, houses are in foreclosure and households are barely making ends meet and now this.
August 30, 2011
Children emulate the behavior and actions of their parents. They learn their facial expressions, mannerisms, style and financial behavior. If you want your child to grow up with a certain responsibility then you need to begin with yourself.
August 24, 2011
We must learn to stop complaining out our financial position, quality of life and lack of promotion. In order for any change to occur it must begin with ourselves.
August 23, 2011
I've noticed that many people want the result without submitting the work.Many have built successful companies from sweat, perseverance and hard work. As an entrepreneur you have to establish yourself with a business plan that will allow you to remain focus and use as a learning tool for growth.
August 9, 2011
As I coach clients to save enough for a rainy day, fully fund their retirement plan and watch a dollar, government officials would like to imply their suggestions. More taxes, lower rates and negotiations, when is it enough?
August 8, 2011
Financial behavior begins earlier than we know. It either worsens or improves as we become adults. Even then, sometimes there's no hope for the economic turmoil that is unavoidable. It's time to become aware of your actions, finances and potential growth.
August 3, 2011
There was a time when children would play in the neighborhood, hear the ice cream truck and run toward their parents to borrow a dollar.Since, parents were so consumed with providing for their children, they've neglected to put enough money away to manage through retirement.
August 2, 2011
Just like the government many households have depended too much on borrowing through loans and revolving credit. Although, we wait in anticipation on the final decision regarding the U.S. debt ceiling, one must ponder on his or her own personal debt ceiling.
July 28, 2011
Why don't the government treat its budget like most households by tightening its spending habits? We are hearing "solutions" like increase taxes, but the consumers haven't heard about cutting expenses.
July 13, 2011
Do you spend more time planning your grocery list, spa day or annual vacation than you do thinking about your personal finances?
December 1, 2011
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