I’ve said it over and over again. People base their actions on emotions. Think about a time when you were shopping and intended to pick up a few items, but left the store with more bags than imagined. Customers purchase spontaneous items because it makes them feel good about themselves. This occurs once they enter… [Read more…]
February 2, 2011
Reported by Bahiyah Shabazz, MBA “Goals give you a compass in order to direct your path through life. Goals focus your thoughts and actions on areas that have precise purpose and meaning.” – Catherine Pulsifer Have you ever gone to a gathering and participated in a raffle? Each participant discards a business card into the… [Read more…]
January 28, 2011
Reported by Bahiyah Shabazz, MBA Many have been coined a self-proclaimed shopaholic. The feeling of purchasing a scarf, pair of earrings or vehicle sends a rush through your veins. It’s like an addiction that you don’t have a cure for. This addiction is taking over your financial responsibilities. There are times when individuals opt to… [Read more…]
January 10, 2011
Reported by Bahiyah Shabazz, MBA Growing up I remember my dad telling me that I had to pay consequences [price] for all my actions. In addition to his many tales he would say “nothing in life is free”. You got that right! Whatever happened to Total Free Checking? Now, you have to pay your financial… [Read more…]
December 28, 2010
Reported by Bahiyah Shabazz, MBA Many people live with several vices, some bigger than others. When it comes to items that you can live without I’m pretty sure the list can go on and on. No, I’m not talking about that significant other that you claim to leave every year. That’s another blog! The little… [Read more…]
December 20, 2010
Reported by Bahiyah Shabazz, MBA Who has money to throw away? I know I don’t, so it’s important for you to find ways to save on taxes. I can’t express enough to set your priorities then live on your net income. It can happen. Today is the day Uncle Sam is stopped at the door. … [Read more…]
December 17, 2010
Reported by Bahiyah Shabazz, MBA The economy is in a whirlwind of financial dilemma. From the government to each household people were and still are spending more than they should. The “buy now, pay later” approach has gotten everyone into trouble. One of the biggest problems is that credit became too overwhelming for anyone to… [Read more…]
December 15, 2010
Reported by Bahiyah Shabazz, MBA The thought of unemployment can take a toll on a person’s emotional and mental state. As with anything else in life, you must adjust to your surroundings. Eventually all the networking and life skills building pays off with an offering conversation. It’s been awhile since you’ve seen a steady paycheck… [Read more…]
November 29, 2010
Reported by Bahiyah Shabazz, MBA There’s an undebatable argument that most stores did well on Black Friday. Saturday, November 27 was even declared Small Business Day in support of the “Mom-n-Pop” stores who are routinely overlooked. The disbelief of the consumers tell a different story than the numbers. There were storms of individuals and groups who… [Read more…]
November 24, 2010
Reported by Bahiyah Shabazz, MBA You already have the car, house, student loans and multiple credit cards. Since the economy has fallen behind, so have your payments. You don’t plan to apply for more credit so it doesn’t matter that you have neglected a few payments. Unbeknownst to you some employers are conducting credit checks.… [Read more…]
November 22, 2010
Reported by Bahiyah Shabazz, MBA Many economists state the jobless claims are looking encouraging. The number of people applying for unemployment benefits didn’t increase. But if you ask someone who is seeking employment, the outlook is still bleak. Overall, about 8.85 million people are receiving jobless aid, including 4.7 million that are doing so… [Read more…]
November 19, 2010
Reported by Bahiyah Shabazz, MBA Many people are looking for ways to get motivated, stay encouraged and achieve personal goals. With a little assistance from yourself and others, it can and will happen. It is always wise to look ahead, but difficult to look further than you can see. ~ W. Churchill When I first… [Read more…]
November 17, 2010
Reported by Bahiyah Shabazz, MBA During the holidays family and friends come together to socialize and exchange gifts. This year, many consumers are concerned with not only making ends meet to provide a festive meal, but to also splurge on gifts. Black Friday is supposedly the beginning for Holiday shopping. With fierce competition and added… [Read more…]
November 16, 2010
Reported by Bahiyah Shabazz, MBA Women have gone from Mrs. Clever to Mrs. Clinton. They’re no longer viewed as domicile beings who wait on their husbands to come home to baked pies and hot meals. Today, women are doing it for themselves and doing it well. For decades women have been fighting for equal rights.… [Read more…]
November 9, 2010
Reported by Bahiyah Shabazz, MBA It’s feasible to retire before 50 as long as you have the pertinent tools. Educating about finances and retirement begins during childhood. Of course, your plans would be delayed if these concepts were introduced to you during your 30s. It boils down to prioritizing, discipline and goal setting. If you… [Read more…]
February 15, 2011
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