Recently, I was watching a family show. The intro was endearing until it got to the plot. The plot consisted of two [teenage] girls opening a checking account. The bank provided both of them with a debit card. The girls had no regard to financial responsibility. You guessed it…shopping trips to every store they liked!… [Read more…]
June 1, 2011
It's equally important to make sure your banker has your best interest at heart and not his/her commission. Building a credit relationship will take time, but you must remain diligent and focus.
May 20, 2011
I remember the good old college years way before the Credit Card Reform Act. I would walk from one class to another and be bombarded with free gifts to open a credit card account. Who knew at that time they were setting me up for failure? Free shirts, mugs, calendars and etc. When you look… [Read more…]
April 27, 2011
Each year households take the time to perform detail cleaning. The windows and siding are powerwashed. The curtains are dry cleaned. The fan blades are tackled one by one and vents are addressed. These are just the small items on the "honey do list". The detail cleaning of your finances are just as important as the spring cleaning of your home.
March 30, 2011
It was just a few years ago consumers would only pay with plastic. According to many financial gurus it was the most recommended way to build credit. Fast forward three years and over the 2008 financial crisis many consumers are frantically wondering how to pay off their debt. If it’s possible to burn your financial… [Read more…]
March 24, 2011
Readers are reluctantly answering this question. Many are even wondering the purpose. Well, everything in life has a purpose and so does this question. The motions of writing out a check to pay bills doesn’t indicate that you’re actively involved in your finances. Rising each day to punch a clock and collect a paycheck also doesn’t mean… [Read more…]
March 10, 2011
From the time, we were born we were taught to lead by example. Why doesn’t that also account for the government? Many households are sitting at the dining room table contemplating which bills to pay or file bankruptcy. The government has also mismanaged its budget and now is scrambling to put the responsibility on each… [Read more…]
March 3, 2011
I’ve been meeting many individuals who are concerned about their brokerage accounts. Apparently, the accounts are becoming too volatile. As we all know this happens. Nothing is consistent, everything involves change. With investments it’s a matter of how much change you’re willing to accept. *** You may want to look into Annuities! *** There are… [Read more…]
February 18, 2011
Is your credit more than your collateral? This is a pertinent question. The answer to this question is why the economy is in its current state. Too many of individuals & businesses eyes were bigger than its pockets. Credit is great when it isn’t abused… Can you remember a time when you went to a… [Read more…]
February 14, 2011
The ideal relationship consists of two people coming together as one. One idea; one goal; one belief. In addition to all three mentioned, you want to make sure that your financial goals coincide with one another’s belief. Although many partnerships have a Ying and Yang effect, it can make for a turbulent ride. Have you either… [Read more…]
August 1, 2011
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