When most think of the word “Budget” they have images of confinement and withdrawal from society. On the contrary, budgets are useful when getting yourself on track and securing your personal finances. If you want to get your financial house in order a budget is the way to go.
April 26, 2012
When two become one it is in love, responsibilities and finances. As much as many couples would love to think "What's mine is mine and yours is yours" it doesn't always happen that way.
March 19, 2012
It's very easy for someone to complain about their life, finances and business {workplace}. It's even harder for that person to stop complaining and move forward. Too often, we decide to dwell on unfortunate circumstances instead of deciding what can be done to improve the outcome.
November 10, 2011
Do you have a goal to start your own business, write a book or produce a movie? You've created a business plan with financial projections and a marketing plan. That's great, but what about collateral, credit and relationships?
November 1, 2011
More than often, consumers are running away from their debt by not opening mail, dodging notices and wishing for a miracle. I've learned that the only way to change your circumstance is by being actively involved.
October 27, 2011
Have you ever wondered why you're broke by Monday and there are two incomes in the household? You're not the only person with this question. Many times one person is a saver while the other is a spender.
July 13, 2011
Do you spend more time planning your grocery list, spa day or annual vacation than you do thinking about your personal finances?
July 4, 2011
Secrets can either strengthen or break a relationship. Either way, many couples are engaging in financial infidelity where someone hides his or her purchases.
June 1, 2011
It's equally important to make sure your banker has your best interest at heart and not his/her commission. Building a credit relationship will take time, but you must remain diligent and focus.
April 27, 2011
Each year households take the time to perform detail cleaning. The windows and siding are powerwashed. The curtains are dry cleaned. The fan blades are tackled one by one and vents are addressed. These are just the small items on the "honey do list". The detail cleaning of your finances are just as important as the spring cleaning of your home.
March 24, 2011
Readers are reluctantly answering this question. Many are even wondering the purpose. Well, everything in life has a purpose and so does this question. The motions of writing out a check to pay bills doesn’t indicate that you’re actively involved in your finances. Rising each day to punch a clock and collect a paycheck also doesn’t mean… [Read more…]
February 23, 2011
Don’t do it!! I repeat…Don’t do it!!! One of the worst things you can do in a relationship is to commit financial infidelity. Financial Infidelity is when you hide, spend, and tamper with unauthorized funds. The feelings are related to those of any other infidelity. Lies! Cheat! Deception! Mistrust! I have seen first hand what this… [Read more…]
February 22, 2011
Don’t’ be deterred by the word divorce. Yes, we are programmed for the meaning to have a bad connotation. Financial divorce can lead to a blissful marriage. When two mature, healthy individuals have been on their own for many years it can become difficult to merge everything. At times this is difficult for major corporations.… [Read more…]
February 21, 2011
I pose this question not to ponder about your intimate relationship, but your financial status. You may share the same bed and love each other dearly, but for some reason you can’t agree on the finances and how it is allocated. This conscious financial divorce stems from not being able to agree on how to… [Read more…]
February 16, 2011
If you aren’t talking about it today, you will tomorrow. One way or another the recession is affecting everyone and I mean everyone. It’s a great feeling when you have two dollars to rub together to make ends meet. Are you noticing your spending habits? I hear people complain, but they haven’t changed how they… [Read more…]
February 16, 2011
It’s no secret that children learn financial habits from their parents. When you complain about not having money so does your children. In order to break the cycle, it’s time to teach children proper financial responsibility. One of the best way you can teach your children about money is to: 1. Assign chores. 2.… [Read more…]
February 14, 2011
The ideal relationship consists of two people coming together as one. One idea; one goal; one belief. In addition to all three mentioned, you want to make sure that your financial goals coincide with one another’s belief. Although many partnerships have a Ying and Yang effect, it can make for a turbulent ride. Have you either… [Read more…]
February 9, 2011
Reported by Bahiyah Shabazz, MBA Middle class is increasingly filing bankruptcy. For some the American Dream has ended. Couples are confused about their wrong turns. Many people are sitting at the dinner table covered with bills that have past due notices stamp from front to back. There is a hesitation of answering the phone every… [Read more…]
July 17, 2010
Reported by Bahiyah Shabazz, MBA Everyone wants a fulfilled, complete life. As children, you grow up to imagine what life is going to be. It’s after you reach adulthood that you forget that you deserve abundance. You say that you’re living life abundantly, but are you really demonstrating it. All too quickly people are bombarded with… [Read more…]
May 1, 2012
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