It's very easy for someone to complain about their life, finances and business {workplace}. It's even harder for that person to stop complaining and move forward. Too often, we decide to dwell on unfortunate circumstances instead of deciding what can be done to improve the outcome.
March 5, 2012
As the job market seems dreadful to most, small businesses are adding to the market. If you were wondering where or how you were going to receive your next paycheck...have no fear, small businesses are near. It seems that the U.S. economy is pulling itself up by the bootstraps of businesses other than Corporate America.
December 29, 2011
It's no secret that African Americans is the largest group of consumers while being classified as the minority. Unfortunately, the dollars are not spend in the African American community.
December 26, 2011
When you think of the rapper, Nelly, you imagine that he has money. Apparently not, if you regard his latest gesture toward American Express. It seems that Nelly has not bothered paying his credit card statement.
November 10, 2011
Do you have a goal to start your own business, write a book or produce a movie? You've created a business plan with financial projections and a marketing plan. That's great, but what about collateral, credit and relationships?
October 18, 2011
As the economy continues to take a turn downward and more companies are cutting cost, many bankers are being rewarded for all their "hard work". A simple pat on the back isn't acceptable when it comes to meeting numbers. Some of the same banks who cry for bailouts and hand holding from the government are paying out bonuses.
September 28, 2011
More times than often entrepreneurs hesitate when it comes to knowing their worth. This profound statement involves self-awareness and what to charge their client.
July 28, 2011
Why don't the government treat its budget like most households by tightening its spending habits? We are hearing "solutions" like increase taxes, but the consumers haven't heard about cutting expenses.
June 1, 2011
It's equally important to make sure your banker has your best interest at heart and not his/her commission. Building a credit relationship will take time, but you must remain diligent and focus.
May 26, 2011
As the summer quickly approach many are thinking about their beauty regimen to get ready for the beach, social life and "natural" glowing skin. You want to be beautiful without breaking your budget and emptying your pockets.
May 25, 2011
Why are you putting more thought into your wardrobe than your retirement plan? Knowing when to sacrifice for your needs instead of wants is a recipe for financial success. Most neighbors aren't "the millionaire next door". Retailers are known for targeting female consumers.
May 24, 2011
Many stopped investing all together. When the market is down, it's not the time to make emotional decisions and pull your funds. Remember, the only person to get hurt on a roller coaster is the one who jumps off.
May 20, 2011
I remember the good old college years way before the Credit Card Reform Act. I would walk from one class to another and be bombarded with free gifts to open a credit card account. Who knew at that time they were setting me up for failure? Free shirts, mugs, calendars and etc. When you look… [Read more…]
May 17, 2011
When it comes to saving a dollar or two many consumers jump for joy. Can you imagine saving hundreds during one shopping trip? There are people who have created a strategy to the art of saving.
May 2, 2011
You’ve been preparing for this moment for years. The cap and gown are purchased. The open house is scheduled and the road trip to college is dreadfully planned. Your child is officially an adult. But wait…what about credit responsibilities? College students should learn the fundamentals of establishing credit before entering campus. Like most parents, you… [Read more…]
April 27, 2011
Each year households take the time to perform detail cleaning. The windows and siding are powerwashed. The curtains are dry cleaned. The fan blades are tackled one by one and vents are addressed. These are just the small items on the "honey do list". The detail cleaning of your finances are just as important as the spring cleaning of your home.
March 30, 2011
It was just a few years ago consumers would only pay with plastic. According to many financial gurus it was the most recommended way to build credit. Fast forward three years and over the 2008 financial crisis many consumers are frantically wondering how to pay off their debt. If it’s possible to burn your financial… [Read more…]
March 24, 2011
Readers are reluctantly answering this question. Many are even wondering the purpose. Well, everything in life has a purpose and so does this question. The motions of writing out a check to pay bills doesn’t indicate that you’re actively involved in your finances. Rising each day to punch a clock and collect a paycheck also doesn’t mean… [Read more…]
March 23, 2011
As children you have dreams to be a superhero, top model, renowned singer, unbelievable actor or the richest person on EARTH. By the age of 16, you have created a life map of “feasible” milestones. All of a sudden, life happens. You enter college and possibly stay longer than desired. During your stay you open… [Read more…]
March 10, 2011
From the time, we were born we were taught to lead by example. Why doesn’t that also account for the government? Many households are sitting at the dining room table contemplating which bills to pay or file bankruptcy. The government has also mismanaged its budget and now is scrambling to put the responsibility on each… [Read more…]
March 10, 2011
We’ve all heard the term. It’s what you do when you need someone or something to carry you on. The question is…when are you going to stop leaning on the credit cards? I know the spill. It’s convenient. It’s safe. It can help establish and build credit. I’ve heard it all. I believe every one… [Read more…]
March 10, 2011
We all want it. Hot, dripping, tantalizing, crave seeker, cup of coffee. Each person has his or her favorite size and flavor. Let’s face it Starbucks has made a large profit off the coffee industry. I’m a simple girl. Give me a cup of Folgers at home and make it how I like. I have… [Read more…]
March 9, 2011
Avon was established 125 years ago. This renowned company was created before women’s equal rights. During its existence, it has given many women empowerment and opportunity to be business owners. Avon allows dreams to come true for many along with financial independence and flexibility. Each success begins with a dream!!! Related Articles Learn More About Avon’s… [Read more…]
March 7, 2011
The Credit Card Act was supposed to save the consumers from the villains of credit card companies. As with any villain it finds a loop-hole that no one will ever consider. Now, sneaky fees are making its way full circle to trap the consumer with the company and lead to more frustration. The Act was originated to give… [Read more…]
March 7, 2011
You would think that firefighters and police officers have a guaranteed position for life. That isn’t the case in most cities due to budget shortfalls and mismanagement of finances. Many believe it’s rational to cut positions through layoffs in order to handle the lack of funds to run its cities. How will each… [Read more…]
March 19, 2012
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