Over the years, we have heard concerns about building credit while using a debit card. Although, this card addresses the concern of most consumers it also has multiple functions. You can now use a combined debit card and credit card to streamline your finances.
May 16, 2012
There are many parents who are juggling with work, family, activities and that small thing called meals. As much as one would like to hire a chef and personal assistant you can't always do so...if it's not in the budget. For those of you who live in the REAL WORLD it's important to create a plan with your meals while stretching your money.
May 15, 2012
Just as the plane was hovering and waiting for approval you are doing the same with your goals. It's time to make a decision about your life, finances, and career. There's no reason to wait for the next step...create it. There's no reason to be fearful of what is to come...face it. There's no reason to make an excuse for not landing...just do it.
May 14, 2012
Consumers can engage in online shopping without disclosing their personal accounting information. This feature is ideal to protect your identity and lower your risk of identity theft along with someone hacking into your checking account.
May 14, 2012
Planning to get out of debt takes time, patience and a strategy to do so. Many are discouraged with the process of creating a budget while sticking with it. See what happens when you don't pay your bills, you end up in the middle of nowhere. Don't end up in the middle of nowhere.
May 4, 2012
Positive thoughts, productive habits and willingness to focus on your strengths, not weaknesses will get you much further in life, finances and career. You are more than your current circumstance. Your life is part of a whole that makes a difference. When you don’t dwell on the negativity you are able to obtain success.
May 3, 2012
Personal finance is the way individuals or families budget, save, spend, invest and set financial goals. When considering personal finance there are many products to consider as well as getting your financial house in order. It’s time to clear your mind, state your financial purpose and hold yourself accountable. Personal financial requires financial planning which requires assessment, monitoring and readjustment.
May 2, 2012
Now more than ever it is important to invest in your future. Yes, it’s easy to blame difficult times on your lack of responsibility, but it’s also wiser to take care of your needs. Financial success can occur one dollar at a time.
May 1, 2012
When most think of the word “Budget” they have images of confinement and withdrawal from society. On the contrary, budgets are useful when getting yourself on track and securing your personal finances. If you want to get your financial house in order a budget is the way to go.
April 30, 2012
Yes, failure is inevitable which comes with the territory when seeking success. So does the mental roadblocks that are stunting your personal and financial growth. Too often people use their past experiences, words and thoughts as an excuse not to move forward.
April 26, 2012
When two become one it is in love, responsibilities and finances. As much as many couples would love to think "What's mine is mine and yours is yours" it doesn't always happen that way.
April 25, 2012
When it comes to planning for retirement it's important to consider a strategy that works for you. Investors must consider their lifestyle during retirement, location and goals when planning for your number. It's never too late to begin or increase your retirement fund.
April 24, 2012
Everything happens in cycles. We've seen platforms, bell bottoms, big hair and MOD eyelashes return. So there's no surprise that home prices are once again dropping. Before you get too excited let's recap what happened during this time a decade ago.
April 23, 2012
There is hope at the end of the tunnel when you make the decision to look at your spending habits, manage your existing debt and control your future. Listed are tips to move forward when it comes to your money and reducing debt.
April 23, 2012
Most of you may have noticed that we have not posted a blog in two weeks. Well, we were taking a break from the daily routine of work. Now that we are rejuvenated our team is ready and willing to post new blogs about financial empowerment with a twist of personal growth.
April 6, 2012
While figuring an allowance it's prudent to contemplate which chores can be attached to receiving money. Yes, you want to make sure that your child knows that in order to receive you must be willing to give. Too often parents are creating entitlement within their children without knowing.
April 4, 2012
I have been guilty of planning an itinerary, walking through the steps and at the end of the day not realizing what I've actually done. Too often many go through the motions of survival and walking with "eyes wide shut".
March 28, 2012
It's reported that Dennis Rodman owes $800,000 to his third wife. It includes back child support for his two children ages 9 and 10 and alimony payments. The former NBA legend claims that he's unable to make the payments because he's broke. It seems that all his money is going toward extra curriculum activities.
March 27, 2012
Since I'm extremely frugal and my husband thinks the yellow brick road leads to a money tree it's important we talk about our finances. If not, it would be a disaster. We've incorporated weekly financial dialogue, which has saved the relationship from a financial meltdown. Each weekend, we create a weekly budget and discuss our personal and financial goals.
March 26, 2012
Many investors are caught up with the magical retirement number. When in fact, most lose sight of the lifestyle that one should consider before and during retirement. Financial planning and lifestyle complements one another.
March 19, 2012
It's very easy for someone to complain about their life, finances and business {workplace}. It's even harder for that person to stop complaining and move forward. Too often, we decide to dwell on unfortunate circumstances instead of deciding what can be done to improve the outcome.
March 12, 2012
The highest compliment is when a person emulates a person. As with most children, they are the mirror image of their parents. This is great except when children are reliving the bad habits of one's parents.
March 8, 2012
It's easier for a person to sit back and complain about their life, encounters, peers and self. It's even harder to change your environment for a brighter outlook of your future. Most aren't familiar with the latter.
March 7, 2012
If more consumers were well informed about their financial habits the world would be a better place. If not better, there would be less bankruptcies filed. There's a lesson learned in everything one does. Even better than learning the lesson is teaching others to avoid the same mistakes.
February 28, 2012
When you think of that number it's astounding. How many Americans are budgeting for the car payment, car insurance, gas and maintenance. Most time, consumers drive off the lot only knowing their car note without any regards to the interest rate and terms of the loans.
May 21, 2012
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