Since I'm extremely frugal and my husband thinks the yellow brick road leads to a money tree it's important we talk about our finances. If not, it would be a disaster. We've incorporated weekly financial dialogue, which has saved the relationship from a financial meltdown. Each weekend, we create a weekly budget and discuss our personal and financial goals.
March 26, 2012
Many investors are caught up with the magical retirement number. When in fact, most lose sight of the lifestyle that one should consider before and during retirement. Financial planning and lifestyle complements one another.
March 19, 2012
It's very easy for someone to complain about their life, finances and business {workplace}. It's even harder for that person to stop complaining and move forward. Too often, we decide to dwell on unfortunate circumstances instead of deciding what can be done to improve the outcome.
March 12, 2012
The highest compliment is when a person emulates a person. As with most children, they are the mirror image of their parents. This is great except when children are reliving the bad habits of one's parents.
March 8, 2012
It's easier for a person to sit back and complain about their life, encounters, peers and self. It's even harder to change your environment for a brighter outlook of your future. Most aren't familiar with the latter.
March 7, 2012
If more consumers were well informed about their financial habits the world would be a better place. If not better, there would be less bankruptcies filed. There's a lesson learned in everything one does. Even better than learning the lesson is teaching others to avoid the same mistakes.
March 5, 2012
As the job market seems dreadful to most, small businesses are adding to the market. If you were wondering where or how you were going to receive your next paycheck...have no fear, small businesses are near. It seems that the U.S. economy is pulling itself up by the bootstraps of businesses other than Corporate America.
February 29, 2012
In the end of the day, he was thrilled about receiving his gift. He suddenly forgot that he requested the iPod Touch. You don't have to spend your entire savings on gifts. It's about love, acknowledgment and creating memories.
February 28, 2012
When you think of that number it's astounding. How many Americans are budgeting for the car payment, car insurance, gas and maintenance. Most time, consumers drive off the lot only knowing their car note without any regards to the interest rate and terms of the loans.
February 23, 2012
Bahiyah Shabazz shares one of her many letters with her readers. Today, a housewife is oblivious to the household finances and want her husband to acknowledge her existence.
February 22, 2012
In 2006, you were approved to purchase a home. The Realtor, loan officer and you knew that you couldn't afford the house. Everyone worked the numbers, which allowed you to move in sooner than later. The payments were manageable, but then you began to feel the pressure of purchasing more.
February 21, 2012
Don't spend your {emergency} account on your wants. If you truly want to reward yourself for the discipline it took to save to reach your goals treat yourself with a small token of appreciation.
February 21, 2012
Too often, you hear people say that if they had more time, patience and money life would be different. When you actually think about the situation life would be the same.
February 14, 2012
This is the day that most wait to receive appreciation from their significant other. I'm a believer in love, but why should anyone wait?
February 9, 2012
New rules were proposed on Thursday to help retirees make their savings last through retirement. Automatic enrollments of Annuity participation is being put into place by the Obama Administration.
February 9, 2012
Another celebrity bites the financial dust. We're aware that entertainers and athletes are not exempt from making mistakes, but filing for bankruptcy is becoming an epidemic.
February 8, 2012
No one could have believed the impact of the economic downturn. The recovery is nearly unimaginable as many households are facing layoffs, eviction notice and hand outs.
February 2, 2012
There are many who want to become wealthy, but aren't aware of how to do so. It all begins with your way of thinking. Remember, you define your success, you set your standards and you are the person to run the race.
January 31, 2012
You can change your lifestyle when you recognize the problem. Even then, it takes commitment, change and accountability on your part.
January 30, 2012
The time has come for everyone to stop making excuses. It doesn't matter what life you were given. You have the opportunity to create the life you want.
January 30, 2012
When will athletes and entertainers ever learn? You can run, but you can't hide. It seems that someone else is making poor judgement when it comes to his finances.
January 23, 2012
Another twist to receiving your money, but before you call the troops for help, loans on tax refund checks are not ideal. It's amazing how people are excited about receiving a large amount from the IRS. Let us put the scenario into perspective. It's your money.
January 23, 2012
If you ever want to get to the next level you must perform as if you are on that level. To become extraordinary you go beyond what is expected of you.
January 19, 2012
I continually coach about perseverance, motivation, attitude and behavior to everyone for improved results. At times, I too seek motivation. I must admit that my tank gets low and I have to take my own advice to fuel my thoughts.
January 16, 2012
As we reflect on the "I have a dream" speech that was given on August 28, 1963 and all that Dr. King stood for we must think about our dreams today.
March 27, 2012
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