When you think of that number it's astounding. How many Americans are budgeting for the car payment, car insurance, gas and maintenance. Most time, consumers drive off the lot only knowing their car note without any regards to the interest rate and terms of the loans.
February 23, 2012
Bahiyah Shabazz shares one of her many letters with her readers. Today, a housewife is oblivious to the household finances and want her husband to acknowledge her existence.
February 22, 2012
In 2006, you were approved to purchase a home. The Realtor, loan officer and you knew that you couldn't afford the house. Everyone worked the numbers, which allowed you to move in sooner than later. The payments were manageable, but then you began to feel the pressure of purchasing more.
February 21, 2012
Don't spend your {emergency} account on your wants. If you truly want to reward yourself for the discipline it took to save to reach your goals treat yourself with a small token of appreciation.
February 21, 2012
Too often, you hear people say that if they had more time, patience and money life would be different. When you actually think about the situation life would be the same.
February 14, 2012
This is the day that most wait to receive appreciation from their significant other. I'm a believer in love, but why should anyone wait?
February 9, 2012
New rules were proposed on Thursday to help retirees make their savings last through retirement. Automatic enrollments of Annuity participation is being put into place by the Obama Administration.
February 9, 2012
Another celebrity bites the financial dust. We're aware that entertainers and athletes are not exempt from making mistakes, but filing for bankruptcy is becoming an epidemic.
February 8, 2012
No one could have believed the impact of the economic downturn. The recovery is nearly unimaginable as many households are facing layoffs, eviction notice and hand outs.
February 2, 2012
There are many who want to become wealthy, but aren't aware of how to do so. It all begins with your way of thinking. Remember, you define your success, you set your standards and you are the person to run the race.
January 31, 2012
You can change your lifestyle when you recognize the problem. Even then, it takes commitment, change and accountability on your part.
January 30, 2012
The time has come for everyone to stop making excuses. It doesn't matter what life you were given. You have the opportunity to create the life you want.
January 30, 2012
When will athletes and entertainers ever learn? You can run, but you can't hide. It seems that someone else is making poor judgement when it comes to his finances.
January 23, 2012
Another twist to receiving your money, but before you call the troops for help, loans on tax refund checks are not ideal. It's amazing how people are excited about receiving a large amount from the IRS. Let us put the scenario into perspective. It's your money.
January 23, 2012
If you ever want to get to the next level you must perform as if you are on that level. To become extraordinary you go beyond what is expected of you.
January 19, 2012
I continually coach about perseverance, motivation, attitude and behavior to everyone for improved results. At times, I too seek motivation. I must admit that my tank gets low and I have to take my own advice to fuel my thoughts.
January 16, 2012
As we reflect on the "I have a dream" speech that was given on August 28, 1963 and all that Dr. King stood for we must think about our dreams today.
January 16, 2012
I believe in health, fitness, beauty and wealth. I meditate and take daily vitamins. Well, I've been hearing so much about B-12 vitamins. It's a great source for energy. Since I have a hectic schedule, I figured I could add it to my regimen.
January 12, 2012
There are many households concerned about their financial future or lack of. As you continue to address the concerns of debt management you must be willing to track the progress while considering ways to lower your taxable income.
January 12, 2012
You deserve and are entitled to the best life. It begins with what you tell yourself and how you are willing to treat yourself. The way you move on is with encouragement from your biggest supporter...YOURSELF.
January 11, 2012
When you don't respect your money, your money will not respect you. How often are you "courting" your finances? As crazy as it seems if you haven't established a relationship with your money then you are losing sight of the importance of where it can take you.
January 9, 2012
Anything worth having is worth fighting for. This also includes your happiness. Too often, people are compelled to make others happy at the expense of their own well being.
January 5, 2012
Have you ever looked around and wondered how did you get here? Simple, you were walking in the wilderness. When you walk in the wilderness you are oblivious to your surroundings. You have a destination, but are not sure how to get there.
January 4, 2012
The economy has been difficult for many. You haven't been able to pay your bills on time, even worse, skipping payments all together. The loans that you had are now in collections and you are receiving letters threatening to sue you for payment. Your credit has become a nightmare and you don't know where to begin.
February 28, 2012
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